Mark J. Warshawsky
- Former Senior Research Fellow
Mark J. Warshawsky was a Senior Research Fellow at the Mercatus Center of George Mason University. His research interests include employer-sponsored pension and retirement programs, social security, financial planning, health and long-term care financing, corporate and public finance, and macroeconomics. He has testified before Congress, and was recently a visiting scholar at MIT Golub Center for Finance and Policy. Warshawsky is president of ReLIAS LLC, a design firm for customized retirement income strategies.
He is a co-author of the Fundamentals of Private Pensions, Ninth Edition (Oxford University Press, 2010) and author of Retirement Income: Risks and Strategies (MIT Press, 2012). From 2006 to 2013 he was director of retirement research at Towers Watson, a global human capital consulting firm. Warshawsky is the author of over 150 published articles and four books.
He was a member of the Social Security Advisory Board from 2006 through 2012 and was vice chairman of the federal Commission on Long-Term Care in 2013. From 2004 to 2006, Warshawsky served as assistant secretary for economic policy at the US Department of the Treasury, playing a key role in the development of the Pension Protection Act of 2006.
He is the inventor of the life care annuity, a product integrating the immediate life annuity and long-term care insurance benefits. He has held senior-level positions at the Federal Reserve Board, the IRS, and TIAA-CREF. Warshawsky received a PhD in economics from Harvard University and a BA with highest distinction from Northwestern University.
Latest Work
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
Affordable Care Act's Cadillac Tax Could Affect One-Fourth of Workers with Employer Health Coverage by 2025
- | Government Spending Government Spending
- | Working Papers Working Papers
Retire on the House: The Possible Use of Reverse Mortgages to Enhance Retirement Security
![luxury-home-2409518_1920.jpg](/sites/default/files/styles/coh_small_height/public/d7/luxury-home-2409518_1920.jpg?itok=7PEMmofo)
- | Government Spending Government Spending
- | Public Interest Comments Public Interest Comments
Response to Presidential Memorandum on Fiduciary Duty Rule
- | Government Spending Government Spending
- | Data Visualizations Data Visualizations
Increased Federal Funding for Higher Education Produces Adverse Effects
![warshawsky-funding-higher-ed-adverse-effects-chart-2_copy.png](/sites/default/files/styles/coh_small_height/public/d7/warshawsky-funding-higher-ed-adverse-effects-chart-2_copy_0.png?itok=Q2-VLYhu)
- | Government Spending Government Spending
- | Working Papers Working Papers
A Critical Review of the Urban Institute Model of Financing Long-Term Services and Supports
- | Government Spending Government Spending
- | Journal Articles Journal Articles
To Enhance Lifetime Retirement Security, Use Reverse Mortgages or Immediate Annuities?
- | Government Spending Government Spending
- | Working Papers Working Papers
Improving the System of Financing Long-Term Services and Supports for Older Americans
- | Government Spending Government Spending
- | Research Papers Research Papers
Dysfunctions in the Federal Financing of Higher Education
- | Government Spending Government Spending
- | Podcast Appearance Podcast Appearance
Mark Warshawsky at EconTalk on Compensation, Health Care Costs, and Inequality
![inequality2.jpg](/sites/default/files/styles/coh_small_height/public/d7/inequality2_0.jpg?itok=4ELoc1LU)
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
State and Local Public Pension Finances and Reform Proposals
Latest Work
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
Affordable Care Act's Cadillac Tax Could Affect One-Fourth of Workers with Employer Health Coverage by 2025
- | Government Spending Government Spending
- | Working Papers Working Papers
Retire on the House: The Possible Use of Reverse Mortgages to Enhance Retirement Security
![luxury-home-2409518_1920.jpg](/sites/default/files/styles/coh_small_height/public/d7/luxury-home-2409518_1920.jpg?itok=7PEMmofo)
- | Government Spending Government Spending
- | Public Interest Comments Public Interest Comments
Response to Presidential Memorandum on Fiduciary Duty Rule
- | Government Spending Government Spending
- | Data Visualizations Data Visualizations
Increased Federal Funding for Higher Education Produces Adverse Effects
![warshawsky-funding-higher-ed-adverse-effects-chart-2_copy.png](/sites/default/files/styles/coh_small_height/public/d7/warshawsky-funding-higher-ed-adverse-effects-chart-2_copy_0.png?itok=Q2-VLYhu)
- | Government Spending Government Spending
- | Working Papers Working Papers
A Critical Review of the Urban Institute Model of Financing Long-Term Services and Supports
- | Government Spending Government Spending
- | Journal Articles Journal Articles
To Enhance Lifetime Retirement Security, Use Reverse Mortgages or Immediate Annuities?
- | Government Spending Government Spending
- | Working Papers Working Papers
Improving the System of Financing Long-Term Services and Supports for Older Americans
- | Government Spending Government Spending
- | Research Papers Research Papers
Dysfunctions in the Federal Financing of Higher Education
- | Government Spending Government Spending
- | Podcast Appearance Podcast Appearance
Mark Warshawsky at EconTalk on Compensation, Health Care Costs, and Inequality
![inequality2.jpg](/sites/default/files/styles/coh_small_height/public/d7/inequality2_0.jpg?itok=4ELoc1LU)
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
State and Local Public Pension Finances and Reform Proposals
Latest Work
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
Affordable Care Act's Cadillac Tax Could Affect One-Fourth of Workers with Employer Health Coverage by 2025
- | Government Spending Government Spending
- | Working Papers Working Papers
Retire on the House: The Possible Use of Reverse Mortgages to Enhance Retirement Security
![luxury-home-2409518_1920.jpg](/sites/default/files/styles/coh_small_height/public/d7/luxury-home-2409518_1920.jpg?itok=7PEMmofo)
- | Government Spending Government Spending
- | Data Visualizations Data Visualizations
Increased Federal Funding for Higher Education Produces Adverse Effects
![warshawsky-funding-higher-ed-adverse-effects-chart-2_copy.png](/sites/default/files/styles/coh_small_height/public/d7/warshawsky-funding-higher-ed-adverse-effects-chart-2_copy_0.png?itok=Q2-VLYhu)
- | Government Spending Government Spending
- | Working Papers Working Papers
A Critical Review of the Urban Institute Model of Financing Long-Term Services and Supports
- | Government Spending Government Spending
- | Journal Articles Journal Articles
To Enhance Lifetime Retirement Security, Use Reverse Mortgages or Immediate Annuities?
- | Government Spending Government Spending
- | Working Papers Working Papers
Improving the System of Financing Long-Term Services and Supports for Older Americans
- | Government Spending Government Spending
- | Research Papers Research Papers
Dysfunctions in the Federal Financing of Higher Education
- | Academic & Student Programs Academic & Student Programs
- | Journal Articles Journal Articles
State and Local Public Pension Finances and Reform Proposals
- | Government Spending Government Spending
- | Journal Articles Journal Articles
Modernizing Social Security
- | Government Spending Government Spending
- | Policy Briefs Policy Briefs
Underfunded Pensions: The Expanding and Escalating Challenge
Latest Work
- | Government Spending Government Spending
- | Podcast Appearance Podcast Appearance
Mark Warshawsky at EconTalk on Compensation, Health Care Costs, and Inequality
![inequality2.jpg](/sites/default/files/styles/coh_small_height/public/d7/inequality2_0.jpg?itok=4ELoc1LU)
Latest Work
- | Government Spending Government Spending
- | Public Interest Comments Public Interest Comments
Response to Presidential Memorandum on Fiduciary Duty Rule
- | Government Spending Government Spending
- | Public Interest Comments Public Interest Comments
Modernizing the SSDI Eligibility Criteria: Trends in Demographics and Labor Markets Affecting Workers in the “Grid”
Latest Work
- | Healthcare Healthcare
- | Event Video Event Video
The Impact of Rising Health Care Costs on Economic Well-Being
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
Point: Social Security’s Impending Insolvency — Just the Facts
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
Reforming Administrative Legal Review in Disability Insurance
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
The Retirement Crisis Controversy
- | Government Spending Government Spending
- | Event Video Event Video
Responsibly Confronting Social Security Disability's Financing Crisis
![Screen-Shot-2015-09-08-at-11.03.37-AM.png](/sites/default/files/styles/coh_small_height/public/d7/Screen-Shot-2015-09-08-at-11.03.37-AM.png?itok=A14wAmU6)
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
Federal Tax Expenditures For Higher Education
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
Income Inequality and Rising Health-Care Costs
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
Longevity Insurance and the Minimum Distribution Requirements
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary
The 2014 Social Security and Medicare Trustees Reports
- | Government Spending Government Spending
- | Expert Commentary Expert Commentary