- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Three Big Banking Challenges for the Biden Administration
The new White House will be pushed for answers on bank consolidation, fintech companies and what banks should do about climate
- | Mercatus Original Podcasts Mercatus Original Podcasts
Ideas of India: Moneylenders and Formal Banking
Shruti Rajagopalan talks with Vaishnavi Surendra about moneylenders and why some Indians prefer them to formal banks. Read the
- | Mercatus Original Podcasts Mercatus Original Podcasts
- | Discourse Magazine Podcast Discourse Magazine Podcast
Ideas of India: Fiscal Dominance—A Theory of Everything
Shruti Rajagopalan and Viral Acharya discuss Indian monetary policy, the banking system and reforming the financial sector. Read
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Bank Risk System From 2008 Has Problems
Thomas Hoenig looks at risk-weighted measures and how they distort the capital financial services have.Read more in Wall Street
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment for the Comptroller of the Currency’s Proposed Rule regarding Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred
We appreciate the opportunity to submit a comment to the Office of the Comptroller of the Currency (OCC) in response to its
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Why Would Elizabeth Warren Want More Banks?
Stephen Miller writes on Elizabeth Warren's misguided attempt to regulate bank mergers.Read it at the Wall Street Journal.
- | Monetary Policy Monetary Policy
- | Public Interest Comments Public Interest Comments
FedNow Portends a More Competitive and Resilient Payments System
I appreciate the opportunity to respond to the request for comment by the Board of Governors of the Federal Reserve System
- | Expert Commentary Expert Commentary
Should We Allow Banks to Play Regulator?
Brian Knight and Trace Mitchell look at regulations created by banks and the implications of giving banking services government
- | Financial Markets Financial Markets
- | Working Papers Working Papers
Private Policies and Public Power
The provision of financial services has become increasingly politicized. Banks like JPMorgan Chase and Citigroup have refused
- | Monetary Policy Monetary Policy
- | Books Books
Reflections on Allan H. Meltzer’s Contributions to Monetary Economics and Public Policy
Book DescriptionAllan H. Meltzer (1928–2017), a leading monetary economist of the twentieth century, is memorialized in eleven
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Harmonizing Private Securities Offering Exemptions
Thank you for the opportunity to comment on the Concept Release on Harmonization of Securities Offering Exemptions issued by the
- | Monetary Policy Monetary Policy
- | Policy Briefs Policy Briefs
Should the Fed Pay Interest on Bank Reserves?
For the first 95 years of its existence, the Federal Reserve (Fed) did not pay any interest on money that commercial banks
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
On the Historical Rise and (Recent) Decline in the Number of Banks
In our previous post, we showed that in spite of the decline in the number of banks in the US, most banks are still small. In
- | Monetary Policy Monetary Policy
- | Working Papers Working Papers
Commodity Money, Free Banking, and Nominal Income Targeting
Some have argued that nominal income targeting is desirable because it would replicate characteristics of a free banking regime
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The Recent Decline in the Number of Banks
A variety of banking entities operate in the US, including different charter types such as commercial banks, savings banks and
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Historical Perspectives on the Number of Banks
In this series, we discuss the historical rise and recent decline in the number of banks operating in the US. The number of
- | Expert Commentary Expert Commentary
Wanted: Harsh Realism at the World Bank
Hilton Root proposes a reform to the World Bank's method of funding projects.Read it at The National Interest.
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans
We appreciate the opportunity to respond to the Bureau of Consumer Financial Protection’s (Bureau) proposed rule governing
- | Expert Commentary Expert Commentary
The Fed Is Not the Answer for Real-Time Payments
Veronique de Rugy writes on the problems of the Federal Reserve launching a real-time payments platform.Read it at Creators.
- | Financial Markets Financial Markets
- | Mercatus Original Podcasts Mercatus Original Podcasts
Preventing Bank Failures from Becoming Bank Crises
Today’s episode is part two in our resiliency series. Last time we talked housing and the financial crisis, and we’re not
