Consumer Finances

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Will Colorado Deny Its Residents Access to Credit?

• • Brian Knight
• May 4, 2017

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Durbin's Debit-Card Price Controls Hit the Poor Hardest

• • Todd Zywicki
  • Julian Morris
• May 1, 2017

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Business as Usual at the CFPB Is Not Good for Consumers

• • Hester Peirce
  • Vera Soliman
• February 23, 2017

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

The CFPB Should Be a Bipartisan Commission

• • Brian Knight
• January 18, 2017

• | Financial Markets Financial Markets
• | Working Papers Working Papers

Baggage of Consumer Installment Cash Lending

• • Thomas A. Durkin
• December 21, 2016

A New Sorting of the Suitcases

• | Financial Markets Financial Markets
• | Books Books

Reframing Financial Regulation

• • Hester Peirce
  • Benjamin Klutsey
  • Stephen Matteo Miller
  • Arnold Kling
  • Kristine Johnson
  • Garett Jones
  • Vera Soliman
  • Thomas W. Miller, Jr.
  • J. W. Verret
  • Jerry Ellig
  • Todd Zywicki
  • Thomas L. Hogan
  • William J. Luther
  • Edward Stringham
• December 14, 2016

Enhancing Stability and Protecting Consumers

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Step Away from the Pen, Mr. Cordray

• • Brian Knight
  • Michael Wilt
• November 28, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

The Importance of Competition, Even in 'Small-Dollar' Loan Industry

• • Thomas W. Miller, Jr.
• November 11, 2016

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment on the CFPB’s Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans

• • Thomas W. Miller, Jr.
  • Todd Zywicki
  • Brian Knight
• October 7, 2016

• | Financial Markets Financial Markets
• | TV Appearance TV Appearance

Thomas Miller on Mississippi State University's Dividends Show

• • Thomas W. Miller, Jr.
• September 29, 2016

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment on Proposed Rule on Arbitration Agreements, 12 CFR Part 1040

• • Jason Scott Johnston
  • Todd Zywicki
  • Michael Wilt
• August 22, 2016

Letter to the Office of the Executive Secretary, Bureau of Consumer Financial Protection

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

The Demonization of 36 Percent APR

• • Thomas W. Miller, Jr.
• June 1, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Google's Decision on Payday Loans Defies Logic

• • Thomas W. Miller, Jr.
  • Chad Reese
• May 25, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Marketplace Lenders Aren't Mobsters

• • Brian Knight
• May 2, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Court Rulings Bruise Consumer Financial Protection Bureau's Authority

• • Brian Knight
• May 2, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

Postal Banking Didn't Work in 1910 — and It Won't Now

• • Stephen Matteo Miller
• March 17, 2016

• | Financial Markets Financial Markets
• | Federal Testimonies Federal Testimonies

Preserving and Expanding Consumer Access to Credit Products along the Nonbank-Supplied Small-Dollar Loan Landscape

• • Thomas W. Miller, Jr.
• February 11, 2016

Testimony before the House Committee on Financial Services, Subcommittee on Financial Institutions and Consumer Credit

• | Regulation Regulation
• | Data Visualizations Data Visualizations

Dodd-Frank and the Federal Reserve’s Regulations

• • Patrick McLaughlin
  • Chad Reese
  • Oliver Sherouse
• February 4, 2016

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

A Ban That Will Only Help Class Action Lawyers

• • Todd Zywicki
  • Jason Scott Johnston
• December 9, 2015

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

The Unintended Consequences of CFPB Debt Reform

• • Todd Zywicki
  • Chad Reese
• November 18, 2015