Latest work in Financial Regulations
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The New Congress Can Ensure Better, Clearer Financial Regulation. Here’s How. | The Hill
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Testimony on Workforce Management Disclosures and Other SEC Issues
Subcommittee on Investor Protection, Entrepreneurship, and Capital Markets of the Committee on Financial Services
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ANPR Resolution-Related Resource Requirements for Large Banking Organizations
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Administrative Browbeating and Insurance Markets
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A Regulatory Sandbox in Ohio Can Promote Innovation and Regulatory Reform
Ohio House Financial Institutions Committee
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The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC
Guidelines for Appeals of Material Supervisory Determinations
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New Time Limitations for SEC Enforcement Cases | FinRegRag
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Regulation Debate Misses the Point of Crypto | Wall Street Journal
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Rethinking America’s Coming Crypto Surveillance Regime | FinRegRag
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Can the CFPB Make Zelle Liable for Fraud? Maybe not. | FinRegRag
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Recommendations for Advancing US Competitiveness in the Global Digital Asset Sector
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Congress Should Put an End to In-House Courts at the SEC | The Hill
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The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
Ohio Should Consider Creating Regulatory Sandboxes
Ohio House Financial Institutions Committee
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- | Public Interest Comments Public Interest Comments
Adopting the SEC's Proposed Climate-Change Disclosure Rules Would Be Unwise
Latest work in Financial Regulations
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The New Congress Can Ensure Better, Clearer Financial Regulation. Here’s How. | The Hill
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Testimony on Workforce Management Disclosures and Other SEC Issues
Subcommittee on Investor Protection, Entrepreneurship, and Capital Markets of the Committee on Financial Services
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
ANPR Resolution-Related Resource Requirements for Large Banking Organizations
- | Financial Markets Financial Markets
- | Working Papers Working Papers
Administrative Browbeating and Insurance Markets
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
A Regulatory Sandbox in Ohio Can Promote Innovation and Regulatory Reform
Ohio House Financial Institutions Committee
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC
Guidelines for Appeals of Material Supervisory Determinations
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
New Time Limitations for SEC Enforcement Cases | FinRegRag
- | Regulation Regulation
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Regulation Debate Misses the Point of Crypto | Wall Street Journal
- | Expert Commentary Expert Commentary
Rethinking America’s Coming Crypto Surveillance Regime | FinRegRag
- | Expert Commentary Expert Commentary
Can the CFPB Make Zelle Liable for Fraud? Maybe not. | FinRegRag
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Recommendations for Advancing US Competitiveness in the Global Digital Asset Sector
- | Expert Commentary Expert Commentary
Congress Should Put an End to In-House Courts at the SEC | The Hill
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
Ohio Should Consider Creating Regulatory Sandboxes
Ohio House Financial Institutions Committee
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Adopting the SEC's Proposed Climate-Change Disclosure Rules Would Be Unwise
Latest work in Financial Regulations
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How Do Small-Dollar, Nonbank Loans Work?
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The Informational Efficiency of Cross-Listed Securities and the Quality of Institutions
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The Unbearable Weight of the IRS
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Benefits and Costs of a Higher Bank Leverage Ratio
- | Academic & Student Programs Academic & Student Programs
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Governing the Financial System
A Theory of Financial Resilience
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Adverse Consequences of the Binding Constitutional Interest Rate Cap in the State of Arkansas
- | Regulation Regulation
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Did Deregulation Cause the Financial Crisis?
An Update Using RegData 3.0
- | Regulation Regulation
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Dodd-Frank Is One of the Biggest Regulatory Events Ever
- | Regulation Regulation
- | Data Visualizations Data Visualizations
Regulatory Accumulation in the Financial Sector
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The Recourse Rule, Regulatory Arbitrage, and the Financial Crisis
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Modernizing Financial Technology Regulations to Facilitate a National Market
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Federalism and Federalization on the Fintech Frontier
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Federalism and FinTech
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Reforming the Financial Regulators
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A Primer on the Evolution and Complexity of Bank Regulatory Capital Standards
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Revisiting Dodd-Frank
A Mercatus Policy Primer
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Risks to Innovative Credit Posed by Emerging Regulatory and Litigation Trends
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Reframing Financial Regulation
Enhancing Stability and Protecting Consumers
- | Monetary Policy Monetary Policy
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The Myth of Central Bank Independence
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Gaining and Shedding Dodd-Frank’s Systemically Important Financial Institution (SIFI) Label
Latest work in Financial Regulations
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Bank Instability Concerns Asset Risk and Leverage Rather Than Size
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- | State Testimonies State Testimonies
Nebraska Should Consider Creating Regulatory Sandboxes
Nebraska Banking, Commerce, and Insurance Committee
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Virginia Should Consider Creating Regulatory Sandboxes
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
Virginia Should Consider Creating Regulatory Sandboxes
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- | State Testimonies State Testimonies
Ohio Should Consider Creating Regulatory Sandboxes
Ohio Senate Financial Institutions and Technology Committee
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- | Public Interest Comments Public Interest Comments
Proposed Leverage Buffer and Credit Risk Transfer Rules Contradict the FHFA's Goals
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Proxy Voting by Mutual Fund Investment Advisers
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- | State Testimonies State Testimonies
Pennsylvania Should Consider Creating Regulatory Sandboxes
Testimony before the Pennsylvania House Democratic Policy Committee
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Response to Senator Steve Daines
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- | Federal Testimonies Federal Testimonies
Who Wins on Wall Street? GameStop, Robinhood, and the State of Retail Investing
Testimony before the US Senate Committee on Banking, Housing, and Urban Affairs
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Comment on the OCC’s Fair Access to Financial Services Proposal
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Does the SEC Have Legal Authority to Exceed Statutory Dollar Limitations?
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Statement regarding CFPB Dodd-Frank Section 1033 Symposium
Written statement for CFPB Symposium: Consumer Access to Financial Records
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- | Federal Testimonies Federal Testimonies
Innovation and Competition in Lending Improves Access to Credit
Testimony before the US House of Representatives Committee on Financial Services
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Comment for the Federal Deposit Insurance Corporation's Proposed Rule regarding Federal Interest Rate Authority
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Comment for the Comptroller of the Currency’s Proposed Rule regarding Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred
- | Monetary Policy Monetary Policy
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FedNow Portends a More Competitive and Resilient Payments System
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Policymakers Should Reevaluate the Premises That Led to an Overhaul of Regulation Z
Latest work in Financial Regulations
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Crypto Finally Has a Reason to Exist
The future of cryptocurrency may well depend on the future of decentralized finance, which is uncertain but growing.
- | Financial Markets Financial Markets
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'CRA-ing' the OCC Is a Terrible Idea
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SEC Chief Grabs Control
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A Challenge for the Fed: Some Overnight Rates Are Falling Below Zero
- | Financial Markets Financial Markets
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Predicting the Future of Prediction Markets
They make economic sense, but for some reason have never really taken off.
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Three Big Banking Challenges for the Biden Administration
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Federal Reserve Independence Is the Best Hedge Against Inflation
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Regulate Cryptocurrencies? Not Yet
Janet Yellen should give digital currencies the time they need to innovate and evolve.
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They're Shorting Market Freedom at the SEC
- | Financial Markets Financial Markets
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Make It Easy for Startups to Sell Stock
Fewer regulations would increase access to capital and promote innovation
- | Financial Markets Financial Markets
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Revitalizing Small Businesses in Post-Pandemic America
Small banks can have a big impact if they can lend without fear of government penalties
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Is a Gold Standard Practical Today?
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The Fed’s Loan Relief Must Be Non-Political
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Bank Risk System From 2008 Has Problems
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Should We Allow Banks to Play Regulator?
- | Financial Markets Financial Markets
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A Proposal for a Securities Offering Exemption That Eliminates Accredited Investor Distinctions
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'Marijuana banking' would benefit almost everyone
- | Technology and Innovation Technology and Innovation
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Congressional Libra Hearings Show It’s Tough to Innovate on Compliance
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On Bank Size and Bank Asset Holdings
A Series on Bank Size and Concentration
- | Regulation Regulation
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