How Will Dodd-Frank Affect the Future of Small Banks?

Feb 27, 2014Feb 28, 2014
U.S. Capitol Visitors Center, Room HVC-200

Event Speakers

Hester Peirce

Former Senior Research Fellow

Join us for the kick-off event and discussion in our Mercatus Center “Future of Finance” series.

As implementation of the Dodd-Frank Act continues, American financial institutions are grappling with dramatic changes in the structure of financial regulation. The full weight of those regulatory changes, however, is not likely to be distributed evenly across the financial sector. The size of an individual can play a significant role in determining how heavily regulatory burdens fall. A forthcoming Mercatus Center survey of small banks sheds light on how Dodd-Frank is affecting smaller institutions.

  •  How are new regulations from the Dodd-Frank Act affecting small banks across the country?
  • Which regulations will community banks find most difficult to comply with?   
  • Will consumers’ access to credit suffer as a result of these new regulatory obligations?

This survey attempts to supplement the anecdotes through an in-depth look at approximately 200 banks’ experiences with Dodd-Frank.

Please join us on February 27 for a panel discussion with two of the study’s authors—Hester Peirce and Ian Robinson.—as they share their findings from the survey. We will also hear commentary from Commerce Bank President & CEO, Ignacio Urrabazo

Ques­tions? Contact Erin Connolly at or (703) 993-9913.