Small Bank Survey


For the results of the Small Bank Survey, see "How Are Small Banks Faring Under Dodd-Frank?"


The Mercatus Center at George Mason University is a not-for-profit research center dedicated to bridging the gap between academic research and public policy challenges. This survey looks at banks with $10 billion or less in assets to determine how Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) affects them and their customers. Findings from this research will be used to communicate with policymakers, regulators, and the general public about the effects that the Dodd-Frank Act is having on small banks and the potential economic and competitive implications.

The survey touches on a range of topics related to regulatory developments and banks’ responses to those developments, including changes in product and service offerings and effects on strategic planning and staffing. Although the survey asks for information about your bank in order to better understand how different types of banks are being affected, the survey is completely anonymous.

Your participation would be greatly appreciated. The survey should take approximately 15-45 minutes of the time of a bank officer or employee who is broadly knowledgeable about your bank.

You can access a PDF copy of the survey questions here.

Please note: 

  • All references to “your bank” refer to the bank, thrift, or banking entity for which you work, including all its branches.
  • All questions are optional.
  • When precise information is not readily available to answer a question, an estimate is sufficient.
  • This survey is intended to be anonymous and confidential.  Please do not include your name or the name of your bank.  When we report the results of the survey, your answers generally will be aggregated with answers from other respondents.  Although we might quote from your narrative responses for illustrative purposes, we will not reproduce any quotes that could lead to the identification of your bank.  
  • Once you begin you will not be able to save your answers and return to complete the survey at a later time; however, your session will remain active as long as your browser window remains open.
  • -Use the "Continue" and "Previous" buttons at the bottom of each survey page to navigate between pages. If you use your internet browser's "Forward" and "Back" buttons all completed responses will be lost. 


Hester Peirce, Senior Research Fellow at the Mercatus Center at George Mason University and a co-investigator conducting this research, may be reached at:

Informed Consent 

Your bank’s participation in this survey is voluntary. There are no risks associated with the survey and no direct benefits. Your bank’s participation will help to advance research on the effects of the Dodd-Frank Act and help to inform future policy recommendations.

The survey does not track or store personally identifiable data. Your bank’s responses will remain confidential and will generally be aggregated with others in research based upon this survey.  More information about the survey is available here