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Diego Zuluaga on Libra, Real-time Payments, and the Legacy of the Community Reinvestment Act
Our guest today on the Macro Musings podcast is Diego Zuluaga. Diego is a policy analyst at the Cato Institute Center for

- | International Freedom and Trade International Freedom and Trade
- | Data Visualizations Data Visualizations
Blockchain Technology in Trade

- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
Bitcoin Isn't Anonymous. Is That a Dealbreaker?
Andrea O'Sullivan asks whether the non-fungible nature of Bitcoin can lead to privacy problems with the cryptocurrency.Read it
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Round Two: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is round two of a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges between

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Round One: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is round one of a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges between

- | International Freedom and Trade International Freedom and Trade
- | Research Papers Research Papers
Can Blockchain Technology Facilitate International Trade?
Blockchain was originally developed to enable transactions using the digital currency Bitcoin. The underlying technology
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Introduction: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is the introduction to a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges

- | Financial Markets Financial Markets
- | Books Books
How Do Small-Dollar, Nonbank Loans Work?
Millions of Americans rely on small-dollar, non-bank-supplied credit products: payday, pawn, vehicle title, and personal

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
How to Build a Good Regulatory Sandbox
Regulatory sandboxes for financial services are all the rage these days. The United Kingdom is credited with creating the first

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
States Need New Arguments against OCC Fintech Charters
Innovation and competition are critical for driving improvement in our economy, allowing new and better ways of solving old

- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
How the Crypto Crash Could Be Good for Crypto
Tyler Cowen argues that the best could be yet to come for cryptocurrency, if it responds to falling prices by providing more
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Another Chance at Bipartisan Financial Regulatory Reform?
Don’t look now, but there might actually be an opportunity for meaningful financial regulatory reform despite a politically

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Research Round-Up: A Federal Role for Fintech Regulation and New Research on Land Development
Fintech LendingBrian Knight Policy SpotlightDoes Land Development Pay for Itself?Tom Means and Jack EstillWorking Paper

- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
POLICY SPOTLIGHT: Fintech Lending
In this Policy Spotlight series, Mercatus scholars provide a high-level overview of their positions on key issues facing our
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The Weekend Reads of a FinTech Scholar
This week, we bring you a special version of Weekend Reads. Mercatus Center Senior Research Fellow and financial regulation

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Why We Have to Get FinTech Regulations Right
Financial services are undergoing a badly-needed tech makeover, and many consumers are pleased with the progress. Developments

- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
Deep Technologies & Moonshots: Should We Dare to Dream?
We hear a lot today about the importance of “disruptive innovation,” “deep technologies,” “moonshots,” and even “technological

- | Expert Commentary Expert Commentary
Natural Experiments: Can We Handle The Truth?
Was the US housing market really wildly overvalued before the 2007 financial crisis? Is Brexit bound to cause recession

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Fintech Sandboxes at the Bureau of Consumer Financial Protection
Bureau of Consumer Financial Protection (BCFP) Acting Director Mick Mulvaney recently announced his plans to begin a “fintech
