Latest Work in FinTech
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States Can Attract More Entrepreneurs by Sharing Sandboxes | RealClearPolicy
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Pennsylvania Should Consider Creating Regulatory Sandboxes
Testimony before the Pennsylvania House Democratic Policy Committee
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POLICY SPOTLIGHT: Fintech Sandboxes
Promoting Innovation, Encouraging Competition
- | Expert Commentary Expert Commentary
India Bitcoin Ban Would Be a Terrible Idea
The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.
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Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?
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Three Big Banking Challenges for the Biden Administration
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Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution
Testimony before the US Committee on Financial Services, Task Force on Financial Technology
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Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders
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The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege
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Innovation and Competition in Lending Improves Access to Credit
Testimony before the US House of Representatives Committee on Financial Services
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- | Expert Commentary Expert Commentary
Congressional Libra Hearings Show It’s Tough to Innovate on Compliance

- | Technology and Innovation Technology and Innovation
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The Limits of AI in Predicting Human Action
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Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies
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States Need New Arguments against OCC Fintech Charters

- | Financial Markets Financial Markets
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POLICY SPOTLIGHT: Fintech Lending
Regulatory Challenges, Regulatory Solutions
- | Urban Economics Urban Economics
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No Need to Fight over the OCC's Fintech Charter
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Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications
Testimony before the Senate Committee on Banking, Housing, and Urban Affairs
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
The Economist on Innovation Arbitrage
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Fintech Sandboxes at the Bureau of Consumer Financial Protection
A Q&A with Brian Knight

Latest Work in FinTech
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
States Can Attract More Entrepreneurs by Sharing Sandboxes | RealClearPolicy
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
Pennsylvania Should Consider Creating Regulatory Sandboxes
Testimony before the Pennsylvania House Democratic Policy Committee
- | Regulation Regulation
- | Policy Briefs Policy Briefs
POLICY SPOTLIGHT: Fintech Sandboxes
Promoting Innovation, Encouraging Competition
- | Expert Commentary Expert Commentary
India Bitcoin Ban Would Be a Terrible Idea
The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.
- | Regulation Regulation
- | Expert Commentary Expert Commentary
Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Three Big Banking Challenges for the Biden Administration
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution
Testimony before the US Committee on Financial Services, Task Force on Financial Technology
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders
- | Financial Markets Financial Markets
- | Working Papers Working Papers
The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Innovation and Competition in Lending Improves Access to Credit
Testimony before the US House of Representatives Committee on Financial Services
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
Congressional Libra Hearings Show It’s Tough to Innovate on Compliance

- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
The Limits of AI in Predicting Human Action
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
States Need New Arguments against OCC Fintech Charters

- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
POLICY SPOTLIGHT: Fintech Lending
Regulatory Challenges, Regulatory Solutions
- | Urban Economics Urban Economics
- | Expert Commentary Expert Commentary
No Need to Fight over the OCC's Fintech Charter
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications
Testimony before the Senate Committee on Banking, Housing, and Urban Affairs
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
The Economist on Innovation Arbitrage
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Fintech Sandboxes at the Bureau of Consumer Financial Protection
A Q&A with Brian Knight

Latest Work in FinTech
- | Regulation Regulation
- | Policy Briefs Policy Briefs
POLICY SPOTLIGHT: Fintech Sandboxes
Promoting Innovation, Encouraging Competition
- | Financial Markets Financial Markets
- | Working Papers Working Papers
The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege
- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
POLICY SPOTLIGHT: Fintech Lending
Regulatory Challenges, Regulatory Solutions
- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
Modernizing Financial Technology Regulations to Facilitate a National Market
- | Financial Markets Financial Markets
- | Working Papers Working Papers
Federalism and Federalization on the Fintech Frontier
- | Financial Markets Financial Markets
- | Book Chapters Book Chapters
Federalism and FinTech
- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
Risks to Innovative Credit Posed by Emerging Regulatory and Litigation Trends
- | Financial Markets Financial Markets
- | Books Books
Reframing Financial Regulation
Enhancing Stability and Protecting Consumers

Latest Work in FinTech
- | Financial Markets Financial Markets
- | TV Appearance TV Appearance
Brian Knight on Bitcoin and the Future of Cryptocurrency
Latest Work in FinTech
- | Financial Markets Financial Markets
- | State Testimonies State Testimonies
Pennsylvania Should Consider Creating Regulatory Sandboxes
Testimony before the Pennsylvania House Democratic Policy Committee
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution
Testimony before the US Committee on Financial Services, Task Force on Financial Technology
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Innovation and Competition in Lending Improves Access to Credit
Testimony before the US House of Representatives Committee on Financial Services
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications
Testimony before the Senate Committee on Banking, Housing, and Urban Affairs
- | Financial Markets Financial Markets
- | Federal Testimonies Federal Testimonies
Modernizing Regulation to Encourage FinTech Innovation
Testimony before the House Committee on Financial Services, Subcommittee on Financial Institutions and Consumer Credit Examining Opportunities and Challenges in the Financial Technology (“Fintech”) Marketplace
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Response to the OCC's Proposed Changes to the Licensing Manual regarding Charter Applications from Fintech Companies
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Response to OCC White Paper Exploring Special Purpose National Bank Charters for Fintech Companies
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment on the Proposed Rule Regarding Receiverships for Uninsured National Banks
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Regulating FinTech: Creating a Regulatory Regime that Enables Innovation While Providing Appropriate Consumer Protection
Latest Work in FinTech
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
States Can Attract More Entrepreneurs by Sharing Sandboxes | RealClearPolicy
- | Expert Commentary Expert Commentary
India Bitcoin Ban Would Be a Terrible Idea
The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.
- | Regulation Regulation
- | Expert Commentary Expert Commentary
Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Three Big Banking Challenges for the Biden Administration
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
Congressional Libra Hearings Show It’s Tough to Innovate on Compliance

- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
The Limits of AI in Predicting Human Action
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
States Need New Arguments against OCC Fintech Charters

- | Urban Economics Urban Economics
- | Expert Commentary Expert Commentary
No Need to Fight over the OCC's Fintech Charter
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
The Economist on Innovation Arbitrage
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Fintech Sandboxes at the Bureau of Consumer Financial Protection
A Q&A with Brian Knight

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Regulation and Cryptocurrencies

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
How the CFPB and Other Federal Regulators Can Help State Sandboxes without Messing Them Up
CFPB Should Offer Expertise to States, Certainty to Firms

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Poverty and Payday Lending in Mississippi
- | Technology and Innovation Technology and Innovation
- | Expert Commentary Expert Commentary
This Will Be the Year When the Internet Collides with Reality
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Interim OCC Chief Should Put Fintech Charter on Ice
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- | Expert Commentary Expert Commentary
How States Can Still Outmatch OCC over Fintech
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The OCC's Unimaginative Approach to Innovation
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How Fintech Can Take Off Without Getting Hampered by Regulations
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary