The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.

| Regulation Regulation
| Expert Commentary Expert Commentary

Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?

By
- Brian Knight
March 9, 2021

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Three Big Banking Challenges for the Biden Administration

By
- Thomas Hoenig
February 8, 2021

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution

By
- Brian Knight
September 29, 2020

Testimony before the US Committee on Financial Services, Task Force on Financial Technology

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders

By
- Brian Knight
- Trace Mitchell
September 2, 2020

| Financial Markets Financial Markets
| Working Papers Working Papers

The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege

By
- Brian Knight
- Trace Mitchell
March 26, 2020

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Innovation and Competition in Lending Improves Access to Credit

By
- Brian Knight
February 5, 2020

Testimony before the US House of Representatives Committee on Financial Services

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

Congressional Libra Hearings Show It’s Tough to Innovate on Compliance

By
- Andrea O'Sullivan
July 18, 2019

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

The Limits of AI in Predicting Human Action

By
- Anne Hobson
- Walter Stover
February 8, 2019

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies

By
- Brian Knight
January 30, 2019

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

States Need New Arguments against OCC Fintech Charters

By
- Brian Knight
January 17, 2019

| Financial Markets Financial Markets
| Policy Briefs Policy Briefs

POLICY SPOTLIGHT: Fintech Lending

By
- Brian Knight
October 23, 2018

Regulatory Challenges, Regulatory Solutions

| Urban Economics Urban Economics
| Expert Commentary Expert Commentary

No Need to Fight over the OCC's Fintech Charter

By
- Brian Knight
October 22, 2018

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications

By
- Brian Knight
September 18, 2018

Testimony before the Senate Committee on Banking, Housing, and Urban Affairs

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

The Economist on Innovation Arbitrage

By
- Adam Thierer
September 12, 2018

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Fintech Sandboxes at the Bureau of Consumer Financial Protection

By
- Brian Knight
- Chad Reese
June 13, 2018

A Q&A with Brian Knight

All

Latest Work in FinTech

| Expert Commentary Expert Commentary

FTX Crash Illustrates Congress’s Weakness on Tech. Here’s a Solution | The Hill

By
- Matt Mittelsteadt
November 16, 2022

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

States Can Attract More Entrepreneurs by Sharing Sandboxes | RealClearPolicy

By
- Agnes Gambill West
September 22, 2022

| Financial Markets Financial Markets
| State Testimonies State Testimonies

Pennsylvania Should Consider Creating Regulatory Sandboxes

By
- Brian Knight
July 19, 2021

Testimony before the Pennsylvania House Democratic Policy Committee

| Regulation Regulation
| Policy Briefs Policy Briefs

POLICY SPOTLIGHT: Fintech Sandboxes

By
- Brian Knight
May 11, 2021

Promoting Innovation, Encouraging Competition

| Expert Commentary Expert Commentary

India Bitcoin Ban Would Be a Terrible Idea

By
- Shruti Rajagopalan
March 18, 2021

The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.

| Regulation Regulation
| Expert Commentary Expert Commentary

Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?

By
- Brian Knight
March 9, 2021

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Three Big Banking Challenges for the Biden Administration

By
- Thomas Hoenig
February 8, 2021

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution

By
- Brian Knight
September 29, 2020

Testimony before the US Committee on Financial Services, Task Force on Financial Technology

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders

By
- Brian Knight
- Trace Mitchell
September 2, 2020

| Financial Markets Financial Markets
| Working Papers Working Papers

The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege

By
- Brian Knight
- Trace Mitchell
March 26, 2020

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Innovation and Competition in Lending Improves Access to Credit

By
- Brian Knight
February 5, 2020

Testimony before the US House of Representatives Committee on Financial Services

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

Congressional Libra Hearings Show It’s Tough to Innovate on Compliance

By
- Andrea O'Sullivan
July 18, 2019

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

The Limits of AI in Predicting Human Action

By
- Anne Hobson
- Walter Stover
February 8, 2019

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies

By
- Brian Knight
January 30, 2019

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

States Need New Arguments against OCC Fintech Charters

By
- Brian Knight
January 17, 2019

| Financial Markets Financial Markets
| Policy Briefs Policy Briefs

POLICY SPOTLIGHT: Fintech Lending

By
- Brian Knight
October 23, 2018

Regulatory Challenges, Regulatory Solutions

| Urban Economics Urban Economics
| Expert Commentary Expert Commentary

No Need to Fight over the OCC's Fintech Charter

By
- Brian Knight
October 22, 2018

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications

By
- Brian Knight
September 18, 2018

Testimony before the Senate Committee on Banking, Housing, and Urban Affairs

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

The Economist on Innovation Arbitrage

By
- Adam Thierer
September 12, 2018

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Fintech Sandboxes at the Bureau of Consumer Financial Protection

By
- Brian Knight
- Chad Reese
June 13, 2018

A Q&A with Brian Knight

Research

Latest Work in FinTech

| Regulation Regulation
| Policy Briefs Policy Briefs

POLICY SPOTLIGHT: Fintech Sandboxes

By
- Brian Knight
May 11, 2021

Promoting Innovation, Encouraging Competition

| Financial Markets Financial Markets
| Working Papers Working Papers

The Sandbox Paradox: Balancing the Need to Facilitate Innovation with the Risk of Regulatory Privilege

By
- Brian Knight
- Trace Mitchell
March 26, 2020

| Financial Markets Financial Markets
| Policy Briefs Policy Briefs

POLICY SPOTLIGHT: Fintech Lending

By
- Brian Knight
October 23, 2018

Regulatory Challenges, Regulatory Solutions

| Financial Markets Financial Markets
| Policy Briefs Policy Briefs

Modernizing Financial Technology Regulations to Facilitate a National Market

By
- Brian Knight
August 1, 2017

| Financial Markets Financial Markets
| Working Papers Working Papers

Federalism and Federalization on the Fintech Frontier

By
- Brian Knight
March 8, 2017

| Financial Markets Financial Markets
| Book Chapters Book Chapters

Federalism and FinTech 

By
- Brian Knight
February 28, 2017

| Financial Markets Financial Markets
| Policy Briefs Policy Briefs

Risks to Innovative Credit Posed by Emerging Regulatory and Litigation Trends

By
- Brian Knight
January 25, 2017

| Financial Markets Financial Markets
| Books Books

Reframing Financial Regulation

By
- Hester Peirce
- Benjamin Klutsey
- Stephen Matteo Miller
- Arnold Kling
- Kristine Johnson
- Garett Jones
- Vera Soliman
- Thomas W. Miller, Jr.
- J. W. Verret
- Jerry Ellig
- Todd Zywicki
- Thomas L. Hogan
- William J. Luther
- Edward Stringham
December 14, 2016

Enhancing Stability and Protecting Consumers

Media Appearances

Latest Work in FinTech

| Financial Markets Financial Markets
| TV Appearance TV Appearance

Brian Knight on Bitcoin and the Future of Cryptocurrency

By
- Brian Knight
December 16, 2017

Testimony & Public Comments

Latest Work in FinTech

| Financial Markets Financial Markets
| State Testimonies State Testimonies

Pennsylvania Should Consider Creating Regulatory Sandboxes

By
- Brian Knight
July 19, 2021

Testimony before the Pennsylvania House Democratic Policy Committee

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution

By
- Brian Knight
September 29, 2020

Testimony before the US Committee on Financial Services, Task Force on Financial Technology

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders

By
- Brian Knight
- Trace Mitchell
September 2, 2020

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Innovation and Competition in Lending Improves Access to Credit

By
- Brian Knight
February 5, 2020

Testimony before the US House of Representatives Committee on Financial Services

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies

By
- Brian Knight
January 30, 2019

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications

By
- Brian Knight
September 18, 2018

Testimony before the Senate Committee on Banking, Housing, and Urban Affairs

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Modernizing Regulation to Encourage FinTech Innovation

By
- Brian Knight
January 30, 2018

Testimony before the House Committee on Financial Services, Subcommittee on Financial Institutions and Consumer Credit Examining Opportunities and Challenges in the Financial Technology (“Fintech”) Marketplace

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Response to the OCC's Proposed Changes to the Licensing Manual regarding Charter Applications from Fintech Companies

By
- Brian Knight
April 17, 2017

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Response to OCC White Paper Exploring Special Purpose National Bank Charters for Fintech Companies

By
January 17, 2017

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment on the Proposed Rule Regarding Receiverships for Uninsured National Banks

By
- Brian Knight
- J. W. Verret
November 14, 2016

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Regulating FinTech: Creating a Regulatory Regime that Enables Innovation While Providing Appropriate Consumer Protection

By
- Brian Knight
May 12, 2016

Commentary

Latest Work in FinTech

| Expert Commentary Expert Commentary

FTX Crash Illustrates Congress’s Weakness on Tech. Here’s a Solution | The Hill

By
- Matt Mittelsteadt
November 16, 2022

| Technology and Innovation Technology and Innovation
| Expert Commentary Expert Commentary

States Can Attract More Entrepreneurs by Sharing Sandboxes | RealClearPolicy

By
- Agnes Gambill West
September 22, 2022

| Expert Commentary Expert Commentary

India Bitcoin Ban Would Be a Terrible Idea

By
- Shruti Rajagopalan
March 18, 2021

The country’s previous attempts at currency controls impoverished Indians and prevented its companies from competing globally. This one won’t work any better.