As the economy recovers from the fallout of COVID-19, policymakers should consider committing to a long-term, systematic deleveraging of the banking sector.

| Financial Markets Financial Markets
| Mercatus Podcasts Mercatus Podcasts
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Dodd-Frank Reform: 'Crapo Bill' and Beyond

March 14, 2018

The future of financial regulator policy now lies with the agencies. So what should be on the agenda?

Testimony & Public Comments

Latest work in Bank Regulations

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC

By
- Thomas Hoenig
- Brian Knight
November 9, 2022

Guidelines for Appeals of Material Supervisory Determinations

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC

By
- Brian Knight
- Thomas Hoenig
June 14, 2022

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Bank Instability Concerns Asset Risk and Leverage Rather Than Size

By
- Stephen Matteo Miller
February 15, 2022

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment on the OCC’s Fair Access to Financial Services Proposal

By
- Brian Knight
December 15, 2020

| Financial Markets Financial Markets
| Federal Testimonies Federal Testimonies

Fintech Regulation Needs to Keep Pace With Economic and Technological Evolution

By
- Brian Knight
September 29, 2020

Testimony before the US Committee on Financial Services, Task Force on Financial Technology

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment on Regulatory Capital Rule: Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks From the Supplementary Leverage Ratio for Depository Institutions

By
- Stephen Matteo Miller
July 16, 2020

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment on Regulatory Capital Rule: Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks From the Supplementary Leverage Ratio

By
- Stephen Matteo Miller
June 5, 2020

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency’s Proposed Rule regarding Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred

By
- Brian Knight
- Trace Mitchell
January 21, 2020

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Harmonizing Private Securities Offering Exemptions

By
- Andrew N. Vollmer
September 25, 2019

| Financial Markets Financial Markets
| Public Interest Comments Public Interest Comments

Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans

By
- Thomas W. Miller, Jr.
- Brian Knight
May 14, 2019

Commentary

Latest work in Bank Regulations

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

The Myths That Fuel the Megabanks | Hypertext

By
- Thomas Hoenig
May 23, 2024

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

The CFPB Cannot Be Made Immune to the Constitution | The American Banker

By
- Brian Knight
November 7, 2022

| Expert Commentary Expert Commentary

The Unchecked Power of Federal Bank Regulators | The Hill

By
- Thomas Hoenig
- Brian Knight
November 2, 2022

| Expert Commentary Expert Commentary

If You Use a Bank Account, Don’t Get on the Wrong Side of the Government | Discourse

By
- Brian Knight
April 1, 2022

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Three Big Banking Challenges for the Biden Administration

By
- Thomas Hoenig
February 8, 2021

| Announcements Announcements

Hoenig Joins AABD Task Force

By
- Thomas Hoenig
February 2, 2021

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Revitalizing Small Businesses in Post-Pandemic America

By
- Thomas Hoenig
September 14, 2020

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Revitalizing Small Businesses in Post-Pandemic America

By
- Thomas Hoenig
September 14, 2020

Small banks can have a big impact if they can lend without fear of government penalties

| Financial Markets Financial Markets
| Expert Commentary Expert Commentary

Banks’ Risks During the Pandemic Aren’t Clear

By
- Thomas Hoenig
- Sheila Bair
July 7, 2020