- | Financial Markets Financial Markets
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The FDIC Should Restore the OSA or, at Minimum, Solicit Public Views before Regressing to the SARC
We appreciate the opportunity to comment on the proposed change by the Federal Deposit Insurance Corporation (FDIC) to its intra
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The Fed’s Loan Relief Must Be Non-Political
Brian Knight discusses how the Federal Reserve may warp the economy in a way that is counterproductive to stated goals.Read more
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Statement regarding CFPB Dodd-Frank Section 1033 Symposium
Section 1033 of the Dodd–Frank Wall Street Reform and Consumer Protection Act is, at first glance, a relatively noncontroversial
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Some Challenges for Congress’s Proposed Reform of Insider Trading Plans
The Securities and Exchange Commission (SEC) promulgated rule 10b5-1(c) as one component of a broad insider trading reform
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Consumer Perceptions of Financial Advisory Titles and Implications for Title Regulation
Many individual investors rely on financial services professionals for their investment decisions. However, the financial
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Will SEC Regulation Best Interest Protect Investors?
The Securities and Exchange Commission (SEC) has proposed to hold securities brokers to a stricter regulatory standard when they

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Round Two: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is round two of a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges between

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Round One: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is round one of a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges between

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- | Expert Commentary Expert Commentary
Introduction: What Role Should the Federal Reserve Play in Developing a Faster Payments System?
This is the introduction to a multi-part debate series on The Bridge. The debate consisted of two rounds of email exchanges

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How to Build a Good Regulatory Sandbox
Regulatory sandboxes for financial services are all the rage these days. The United Kingdom is credited with creating the first

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Righting a Flawed Payday Loans Rule
Thomas Miller writes on a new regulatory proposal by the Consumer Financial Protection Bureau regarding payday lenders.Read it
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Comment Regarding the Consumer Financial Protection Bureau's Proposed No-Action Letter and Product Sandbox Policies
I appreciate the opportunity to submit a comment to the Consumer Financial Protection Bureau (Bureau) in response to its
- | Financial Markets Financial Markets
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POLICY SPOTLIGHT: Fintech Lending
In this Policy Spotlight series, Mercatus scholars provide a high-level overview of their positions on key issues facing our
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Potential Benefits and Risks of the Increased Use of Data in Financial Services Applications
Good morning, Chairman Crapo, Ranking Member Brown, and members of the committee. I thank you for inviting me to testify.My name
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Response to the SEC's Proposed Regulation on the Best Interest for Retail Securities Broker-Dealers
Thank you for the opportunity to comment on the Securities and Exchange Commission’s (SEC’s) proposed Regulation Best Interest
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Response to Bureau of Consumer Financial Protection Request for Information Regarding Bureau External Engagements
I appreciate the opportunity to respond to the Bureau of Consumer Financial Protection’s (Bureau) Request for Information
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Response to Bureau of Consumer Financial Protection Request for Information Relating to Bureau Supervision Processes
We appreciate the opportunity to respond to the Bureau of Consumer Financial Protection’s (Bureau) request for information on
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment in Response to the CFPB's Request for Information on Its Enforcement Practices
I appreciate the opportunity to respond to the Bureau of Consumer Financial Protection’s (CFPB) request for information on its
- | Financial Markets Financial Markets
- | Working Papers Working Papers
The Ethics of Insider Trading Reform
Ethical opposition to insider trading all too often rests on a gut response that “it’s just not right!” This claim is rarely
- | Financial Markets Financial Markets
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Matt Levine Is Right on Financial Federalism
In a recent “Conversations with Tyler” episode, guest Matt Levine was asked if American financial regulation was too