Consumer Finance

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Thomas W. Miller, Jr.
Senior Affiliated Scholar, Emeritus
Todd Zywicki
Senior Fellow, F. A. Hayek Program for Advanced Study in Philosophy, Politics, and Economics

Public Comments
Financial Markets
Statement regarding CFPB Dodd-Frank Section 1033 Symposium
Brian Knight
February 26, 2020
Federal Testimony
Financial Markets
Innovation and Competition in Lending Improves Access to Credit
Brian Knight
February 5, 2020
Public Comments
Financial Markets
Policymakers Should Reevaluate the Premises That Led to an Overhaul of Regulation Z
Kevin Erdmann
October 10, 2019
Expert Commentary
Regulation
Sanders-Ocasio-Cortez Plan to Cap Credit Card Interest Rates will Backfire on Consumers
USA Today
Todd Zywicki
June 21, 2019
Expert Commentary
Housing Affordability Series
Homeowners Make the Best Landlords
Kevin Erdmann
June 10, 2019
Policy Briefs
Financial Markets
Will SEC Regulation Best Interest Protect Investors?
D. Bruce Johnsen
June 4, 2019
Policy Briefs
Monetary Policy
The Economic Situation, June 2019
Bruce Yandle
June 3, 2019
Research Papers
Healthcare
Why Are the Prices So Damn High?
Eric Helland, Alexander Tabarrok
May 22, 2019
Public Comments
Financial Markets
Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans
Thomas W. Miller, Jr., Brian Knight
May 14, 2019
Books
Financial Markets
How Do Small-Dollar, Nonbank Loans Work?
Thomas W. Miller, Jr.
April 24, 2019

Books
Financial Markets
How Do Small-Dollar, Nonbank Loans Work?
Thomas W. Miller, Jr.
April 24, 2019
Books
Financial Markets
Reframing Financial Regulation
Hester Peirce, Benjamin Klutsey, Stephen Matteo Miller, Arnold Kling, Kristine Johnson, Garett Jones, Vera Soliman, Thomas W. Miller, Jr., J. W. Verret, Jerry Ellig, Todd Zywicki, Thomas L. Hogan, William Luther, Edward Stringham
December 14, 2016
Books
F. A. Hayek Program
Consumer Credit and the American Economy
Todd Zywicki
August, 2014
Oxford University Press

Data Visualizations
Regulation
Dodd-Frank and the Federal Reserve’s Regulations
Patrick McLaughlin, Chad Reese, Oliver Sherouse
February 4, 2016
Data Visualizations
Financial Markets
Credit Cards Have Not Increased Consumer Debt Burden
Todd Zywicki
April 29, 2015

Expert Commentary
Regulation
Sanders-Ocasio-Cortez Plan to Cap Credit Card Interest Rates will Backfire on Consumers
USA Today
Todd Zywicki
June 21, 2019
Expert Commentary
Housing Affordability Series
Homeowners Make the Best Landlords
Kevin Erdmann
June 10, 2019
Expert Commentary
Student Loan Crisis
How Much Is Your Education Worth? Depends How Much You Make
Bloomberg
Tyler Cowen
April 4, 2019
Expert Commentary
Consumer Finance
Scared of Stocks? Buy a House Instead
Bloomberg
Tyler Cowen
March 21, 2019
Expert Commentary
Consumer Finance
Righting a Flawed Payday Loans Rule
RealClear Policy
Thomas W. Miller, Jr.
March 19, 2019
Expert Commentary
Social Security Administration
‘Pay-As-You-Go’ Threatens the Future of Retirement
Inside Sources
Anne Hobson, Hunter Cox
March 19, 2019
Expert Commentary
Taxes
Only a Grinch Would Tax Christmas Trees
The Times and Democrat
Michael D. Farren
August 23, 2018
Expert Commentary
Financial Markets
Fintech Sandboxes at the Bureau of Consumer Financial Protection
Brian Knight, Chad Reese
June 13, 2018
Expert Commentary
Financial Markets
BCFP's Office of Cost-Benefit Analysis Can Be Good for Consumers
J. W. Verret, Thomas Ressler
June 8, 2018
Expert Commentary
Financial Markets
Regulatory Contracts Needed to Hold Consumer Financial Bureau Accountable
The Hill
J. W. Verret
March 28, 2018

Mercatus Original Podcast
Financial Markets
What's Next for Consumer Credit Regulation?
July 17, 2018
Mercatus Original Podcast
Financial Markets
Dodd-Frank Reform: 'Crapo Bill' and Beyond
March 14, 2018
TV Appearance
Financial Markets
J. W. Verret on Fox Business' "Making Money with Charles Payne"
J. W. Verret
November 28, 2017
Mercatus Original Podcast
Monetary Policy
Macro Musings 81: Norbert Michel on Smarter Financial Regulation
Macro Musings
October 30, 2017
TV Appearance
Financial Markets
J.W. Verret on Fox News “Special Report with Bret Baier”
J. W. Verret
October 24, 2017
TV Appearance
Financial Markets
Thomas Miller on Mississippi State University's Dividends Show
Thomas W. Miller, Jr.
September 29, 2016
Radio Appearance
Financial Markets
J.W. Verret Exposes the Real Beneficiaries of Dodd-Frank on The John Gambling Show
May 2, 2012

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Podcast Appearance
Regulation
The Search for Solutions: Looking Beyond Prescriptive Regulation
May 1, 2012

00:00
Event Video
Technology and Innovation
The Search for Solutions: Looking Beyond Prescriptive Regulation
J. W. Verret, Jerry Brito, Henry Butler
May 1, 2012
Podcast Appearance
Financial Markets
Obama acts alone in picking head of consumer protection bureau
January 4, 2012

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8:30am – 10:00am
Mercatus Events
Financial Markets
Consumer Protection and the CFPB: What Are the Consequences for Consumers?
2014
Apr
17
Hyatt Regency on Capitol Hill, 400 New Jersey Avenue NW, Washington, DC
9:00am – 2:00pm
Mercatus Events
Financial Markets
POSTPONED: The Mercatus Consumer Credit Conference: Consumer Choice and Safety after the Financial Crisis
2013
Oct
24
Hotel Monaco, Washington, DC
12:00pm – 1:00pm
Mercatus Events
Regulation
Who Regulates the Regulators?
Todd Zywicki
2012
Apr
03
Senate Dirksen - 106
12:00pm – 1:30pm
Mercatus Events
Financial Markets
The Economics of Credit Cards
2010
Jun
08
B338 Rayburn House Office Building