Consumer Finances

• | Financial Markets Financial Markets
• | Policy Briefs Policy Briefs

A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal

• • Kevin Erdmann
• November 4, 2021

• | Expert Commentary Expert Commentary

Is $3 (or Higher) Gas Here To Stay or Gone Tomorrow?

• • Bruce Yandle
• July 20, 2021

• | Financial Markets Financial Markets
• | Expert Commentary Expert Commentary

'CRA-ing' the OCC Is a Terrible Idea

• • Brian Knight
• May 28, 2021

• | Radio Appearance Radio Appearance

David Beckworth on The Lars Larson Show - Post-Pandemic Price Increases

• • David Beckworth
• May 12, 2021

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Will the Biden CFPB Clamp down on Innovation and Regulatory Sandboxes?

• • Brian Knight
• March 9, 2021

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment for the Comptroller of the Currency's Proposed Rule Regarding National Banks and Federal Savings Associations as Lenders

• • Brian Knight
  • Trace Mitchell
• September 2, 2020

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Statement regarding CFPB Dodd-Frank Section 1033 Symposium

• • Brian Knight
• February 26, 2020

Written statement for CFPB Symposium: Consumer Access to Financial Records

• | Financial Markets Financial Markets
• | Federal Testimonies Federal Testimonies

Innovation and Competition in Lending Improves Access to Credit

• • Brian Knight
• February 5, 2020

Testimony before the US House of Representatives Committee on Financial Services

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Policymakers Should Reevaluate the Premises That Led to an Overhaul of Regulation Z

• • Kevin Erdmann
• October 10, 2019

• | Regulation Regulation
• | Expert Commentary Expert Commentary

Sanders-Ocasio-Cortez Plan to Cap Credit Card Interest Rates will Backfire on Consumers

• • Todd Zywicki
• June 21, 2019

• | Expert Commentary Expert Commentary

Homeowners Make the Best Landlords

• • Kevin Erdmann
• June 10, 2019

Part Three of Kevin Erdmann's Housing Affordability Series

• | Financial Markets Financial Markets
• | Policy Briefs Policy Briefs

Will SEC Regulation Best Interest Protect Investors?

• • D. Bruce Johnsen
• June 4, 2019

• | Monetary Policy Monetary Policy
• | Policy Briefs Policy Briefs

The Economic Situation, June 2019

• • Bruce Yandle
• June 3, 2019

• | Academic & Student Programs Academic & Student Programs
• | Healthcare Healthcare
• | Books Books

Why Are the Prices So Damn High?

• • Eric Helland
  • Alex Tabarrok
• May 22, 2019

• | Financial Markets Financial Markets
• | Public Interest Comments Public Interest Comments

Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans

• • Thomas W. Miller, Jr.
  • Brian Knight
• May 14, 2019

• | Financial Markets Financial Markets
• | Books Books

How Do Small-Dollar, Nonbank Loans Work?

• • Thomas W. Miller, Jr.
• April 24, 2019

• | Expert Commentary Expert Commentary

How Much Is Your Education Worth? Depends How Much You Make

• • Tyler Cowen
• April 4, 2019

A new school in California lets you pay your tuition by essentially selling shares in your future self.

• | Expert Commentary Expert Commentary

Scared of Stocks? Buy a House Instead

• • Tyler Cowen
• March 21, 2019

New research shows that real estate is both a better and safer investment than previously believed.

• | Expert Commentary Expert Commentary

Righting a Flawed Payday Loans Rule

• • Thomas W. Miller, Jr.
• March 19, 2019

• | Expert Commentary Expert Commentary

‘Pay-As-You-Go’ Threatens the Future of Retirement

• • Anne Hobson
  • Hunter Cox
• March 19, 2019